She’s Earned It: Solving the gender pensions gap
New 2025 report uncovering why women retire with less, and how we can change it.
The gender pensions gap remains one of the least recognised inequalities in the UK, twice the size of the gender pay gap, yet barely acknowledged.
Our new report, She’s Earned It: Solving the gender pensions gap, explores how a lifetime of inequality leaves women saving less, retiring later, and feeling less secure: not because of choice, but because the system wasn’t designed with them in mind.
Inside the free report.
Drawing on research with 2,000 UK adults, the report reveals the scale and complexity of the pensions gap, and the urgent need for change.
Belief and awareness
Only half of UK adults believe the gender pensions gap exists, including just 56% of women. The issue is real, but invisible to many.
Pensions and savings
1 in 4 women in the UK have no pension at all, and the gap starts early: among 18–24-year-olds, 4% more men already have a pension. By retirement age, 14% more men are covered than women.
Cost of catching up
Women would need to work 19 more years to achieve pension parity with men - a gap they shouldn’t be responsible for making up.
Financial security
Nearly half of women (47%) worry about their financial security in later life, and only one in four feel they’re saving enough. Confidence falls even further among older women, with just 22% feeling secure about their retirement.
Knowledge and support gaps
Only 29% of women feel knowledgeable about pensions, and just 25% know how to access advice relevant to their situation. Even when women want to act, the support often isn’t there.
The demand for change
The appetite for reform is overwhelming. 63% of women say they want better financial education and tailored pension advice, and 62% believe the government must do more to support women’s pensions.
Why it matters now.
This isn’t about women working less. It’s about systems that haven’t caught up. Career breaks, part-time work, and unpaid care continue to penalise women, creating decades of lost savings and growing financial anxiety.
Women aren’t asking for more: they’re asking for what they’ve already earned. Closing the gender pensions gap will take awareness, reform, and action from everyone shaping the financial future.
